20 Years · ERA Realty · Islandwide
The agent Singapore homeowners call when the numbers actually need to work.
Andy Koh, ERA Realty. 20 years selling, buying, and renting HDB, condo, and landed across the island. Honest pricing, direct answers, no chasing.
ERA Top Gun Elite · Q1 2026 · CEA Reg. R032051C · Nearly 20 years in the market
01 About
About Andy
Andy Koh has spent almost two decades helping Singaporeans make the biggest financial decisions of their lives. Upgrading from HDB to private. Right-sizing after the kids move out. Buying a first home under ABSD. Placing a rental with a tenant who actually pays on time.
He has worked through the 2008 downturn, every round of cooling measures, the ABSD hikes, TDSR, and the rate cycles that followed. That experience shows up in one place: the number. Sellers get a defensible asking price backed by transacted comps. Buyers get told when a listing is fair and when it is not. In Q1 2026, ERA recognised him as Top Gun Elite.
Recognised as ERA Top Gun Elite, Q1 2026.
An ERA-wide ranking awarded on closed transaction performance, not marketing spend.
02 Method
How Andy works with you
- 01
You'll know what your property is actually worth.
Not the neighbour's asking price. Not what the last agent flattered you with. Real transacted comps, presented plainly, so you can decide with facts.
- 02
You'll get a straight answer, even when it's not what you want to hear.
If your target price is unrealistic, Andy will say so before you list. If a unit you love is overpriced, he will show you why.
- 03
You won't have to chase anyone.
OTP, financing, timelines, handover, Andy runs the process end to end. Most clients say the calmest part of their move was the part he handled.
03 Services
Services
Selling
HDB, condo, or landed. Priced from transacted comps, marketed to genuine buyers, closed without drama.
Buying
First home, upgrade, or investment. Andy tells you what to pay and what to walk away from.
Rental
Landlord representation with proper tenant screening. Or tenant search for people who want a straight answer on what a fair rent looks like.
Commission
Standard 2% on transactions. No hidden fees, no surprises at closing.
04 Fit
Who Andy helps
- You own an HDB and are wondering if now is the right time to move to private.
- You own a condo that no longer fits and want to right-size without losing your capital.
- You are buying your first home and don't fully understand ABSD, LTV, or TDSR.
- You are a landlord tired of chasing agents who chase commissions.
- You are overseas and need someone who actually replies on WhatsApp.
05 Why Andy
Why clients stay with Andy
20 years, one market.
Singapore residential only. No side hustles, no unrelated portfolios.
You work with Andy, not a team.
First message to key collection, same person.
Recognised by ERA.
Top Gun Elite, Q1 2026. A ranking earned on closed deals, not on marketing.
06 Questions
Questions
Do you handle both HDB and private?
Yes. HDB, condo, landed, and rentals. Same standard on every transaction.
What is your commission?
Standard 2% on transactions. What you see is what you pay.
Which areas do you cover?
Islandwide. Andy has closed deals from Woodlands to Sentosa.
How quickly do you respond?
WhatsApp is fastest, usually within a few hours on the same day.
Am I working with you or a team?
You work with Andy directly. Every message, every viewing, every negotiation.
I'm just exploring, is it too early to message?
No. Most clients start with a question, not a listing. Ask.
Get in touch
Tell Andy what you're thinking. He'll tell you what he'd do.
One message on WhatsApp. No forms, no callbacks, no pressure.
Andy Koh · ERA Realty Network · CEA Reg. R032051C · Replies personally, usually same day.